News // Individual Disability Insurance

"Have you protected your income?" That's a simple, easy-to-understand question to initiate the discussion. If you earn an income and that income is important to you, then you need to consider individual disability income insurance. Being able to earn an income is your most important asset. Most Americans have some amount of life insurance. However, many Americans who should have individual disability income insurance, are uninsured or underinsured. Consider this. Are you able to take a week-long vacation? How about a month-long vacation? Maybe that is too draining on personal/family income. Then imagine being forced to take a year-long or multi-year vacation. How would you and your family survive? Can't imagine being disabled? Then why do we have curb cuts, grab bars and ramps for disabled? And ambulances aren't on the road just for practice!

And consider who gets paid. Medical insurance pays the healthcare providers, Auto insurance keeps auto mechanics busy. Homeowners insurance benefits contractors and carpenters. Life insurance benefits your beneficiaries. Individual disability income insurance benefits YOU! And if you pay the premium, YOU receive tax-free income at your time of greatest need.

As an independent general agency, we have offered individual disability income insurance since 1988. We can help you avoid financial "death".